Your Financial Future – February 2, 2015

In This Issue

A soft start for the U.S. stock market in 2015 once again illustrates the diversification benefit of high-quality bonds even at very low yields.
The stock market fell in January, causing some to ask whether the so-called January effect means that stocks will fall this year.
As crude oil prices hit their lowest point in more than four years, consumers around the globe are asking: What are the potential benefits and downside of lower oil prices?